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We Love Startups and U.S. Small Business!
At a recent small business expo in Chicago with some potential clients, and amazing small business owners and entrepreneurs.
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www.bunker27.com
www.renewdevelopers.com
Smart decisions fuel profitable businesses. With our fractional CFO services for small businesses in the U.S., you get tailored financial strategies that strengthen your bottom line and power your growth. Let’s build your small business profitability together!
Move your ideas and expansion plans forward with confidence. Our fractional CFO services provide robust cost-benefit analysis, detailed risk-return assessments, and expert financial insights tailored for U.S. small businesses. You bring your story and vision — we’ll bring the financial expertise to craft a compelling, investor-ready deck complete with solid financial analysis, profitability metrics, and future projections. Our mission is to empower growth, attract funding, and drive small business profitability across the U.S. Partner with us today to fuel your next stage of success!
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Never get blindsided by cash shortages again. Our advanced cash flow projection models give U.S. small businesses full visibility into their operating cash flow, showing key levers you can use to maintain a healthy cash position at all times. We analyze major drivers of cash flow, identify where valuable cash is trapped in your business, and recommend actionable strategies to free up and optimize your cash flow. Partner with us today to strengthen your financial foundation and drive sustainable growth.
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Smarter financial management drives better financial outcomes. Do you have a strategic financial plan to achieve your profitability and growth goals? Is there a review process in place to ensure financial and operational effectiveness? Our fractional CFO services for U.S. small businesses create and manage a tailored financial management and planning process aligned with your goals and aspirations — laying out a clear, actionable path to success. This strategic financial guidance is essential for achieving sustainable small business profitability and long-term growth. Let’s build your roadmap to success today!
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Wondering how to maximize your profits? We bring a full suite of tools and strategies to target the most critical element of your business — profitability. From driving revenue and margin expansion to managing and reducing costs, creating smart capital structures, and implementing efficient cash flow management, we help U.S. small businesses unlock sustainable financial growth. Our proven financial strategies reveal key levers to improve small business profitability and build long-term success. Let’s maximize your business potential today!
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Move forward with confidence on your capital investment decisions — whether you're investing in physical assets, technology, marketing, or new equipment to drive growth and improve operating performance. Our fractional CFO services for U.S. small businesses provide thorough financial analysis to evaluate the soundness of each investment and ensure your capital is spent wisely for the right ROI. This strategic financial oversight empowers you to make smarter investments that fuel profitability and sustainable growth. Let’s maximize the impact of your investments today!
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Having a clear view of what's happening beneath the surface can save U.S. small business owners significant time, money, and frustration. With the right KPIs, you gain real-time insights to spot opportunities for improvement, reduce risk, and act proactively. Our fractional CFO services design customized Key Performance Indicators to help you measure business performance, ensuring profitability and reducing stress. Implementing these performance indicators is key to unlocking sustained growth and maximizing small business profitability. Let’s optimize your business performance today!
Learn MoreEvery profitable business decision needs great insights, robust analysis and sound recommendations. Our CFO services are designed to impact every aspect of your business and provide you with customized financial solutions to support you in your decision making to run and grow your business profitably!
Take your ideas and expansion plans forward confidently with our robust cost-benefit and risk analysis, and a clear picture of risk and returns. You bring your stories and vision, and we will bring our financial expertise to help curate a well-crafted deck with sound financial analysis, projections, and profitability metrics, that tells the whole story and presents your ideas and vision to lenders and investors in the best possible light.
Never be blindsided by lack of cash to run your business.Our superior cash flow projection models will give you visibility to your operating cash flow situation and show you levers that are at your disposal to improve and maintain healthy cash position at all times.We will analyze all major drivers of cash flows and see where valuable cash is being trapped in your business and recommend actions you can take to free-up and improve cash flows.
Learn MoreAre you wondering how to maximize profits? We will bring all our tools to bare in going after this most critical element of your business. Starting from revenue and margin expansion, to managing and reducing costs, while creating smart capital and financial planning mechanism, down to efficient cash flow management. When we combine and harmonize these financial tools, it unlocks the drivers of profitability and reveals the levers that are at your disposal to maximize profits.
Learn MoreMove forward confidently with your capital investment decisions. Whether it's investing in physical assets that are needed to meet growth, or new equipment needed to boost operating performance. We help with your decision making by providing you with thorough financial analysis to gauge soundness of your investments and ensure it's money well spent and brings in the right ROI.
Smarter financial management leads to better financial outcomes. Do you have a financial game plan for clarity on what needs to be accomplished to meet profitability and growth goals? We will create and manage your financial planning process that embodies your goals and aspirations, and path forward to realizing them.
Learn MoreHaving a heads-up on what's brewing beneath the surface can save business owners a lot of frustration, time and money. This also provides timely opportunities for corrective action to reduce risk and uncertainty. We can design KPIs for your business so you can have a smart way of gauging performance to ensure efficient business operations and avoid unnecessary stress.
Learn MoreIn addition to our expert fractional CFO services, our team of experienced accountants provides comprehensive accounting and bookkeeping services for U.S. small businesses. We ensure accurate record-keeping, create clear and transparent financial statements, and guide you in making smart financial decisions. We also help reduce taxes where possible and ensure your books are always ready for presentation to banks, lenders, and investors. Whether it's maximizing small business profitability or offering robust financial solutions, we provide customized support for every aspect of your business’s financial health. Let’s optimize your finances for growth and success!
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Accurate Monthly Financial Statements
Tax Ready Financials
CPA and Tax Support
Sales Tax and Payroll Accounting
Accounts Management & Reporting
Catch-up Accounting & Clean-up
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Complex Journal Entries
Bank & Credit Card Reconciliations
Merchant Account Transactions
AR/AP Reconciliation & Reporting
Tracking Inventory & Fixed Assets
Managing Chart of Accounts
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Tax Filing Support
Tax Accounting
Accounting Advisory
Audit Support
Compliance & Regulations
Banking & Investor Support
Learn MoreCreate your own dedicated finance team by bundling accounting and bookkeeping services along with Fractional CFO services !
Schedule a free consultation to see how we can help your business!
Book A Free ConsultationWe provide actionable insights, solutions, and recommendations that allow you to make better decisions and take more effective action, which we believe will be game changers and help you transform your business and take it to the next level.
It doesn’t matter who you are or what business you’re in—we’ll identify your best chances to succeed, help you build a brighter future, and unlock the full profit potential of your business. Look into our fractional CFO services customized for U.S. small businesses.
Learn more about our solutions->
Our promise is to always be aligned and dialed-in to everyone of your business realities. More than one-time consultants, we are your partners who are focused on finding your most profitable and risk-reduced path to growth; and will be by your side throughout every stage of your growth journey.
We’re committed to understanding what’s needed for you to truly thrive—no matter where you are on your growth trajectory we offer dedicated fractional cfo services for businesses anywhere in the U.S.
Just as you are focused on growing your business and providing the best for your customers, so are we on having your back and standing alongside you with financial expertise and solutions you need to be successful.
Profit Spear Consulting, a Minnesota based LLC, was launched to address a unique need that small businesses have, i.e., the right combination of top-notch financial expertise, actionable insights and solutions, combined with reliable and trusted relationship, to guide U.S. small business owners in making right tactical and strategic decisions necessary, and help them steer their business towards greater profitability.
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"What am I going to sell, who is going to buy it, and why will they buy it from me?"
Also get a step-by-step guide to help you create an organized and well-crafted business plan/pitch deck that will impress your target audience and present your business ideas and plans in the best possible light to investors and lenders.
Let us help you take your ideas and expansion plans forward confidently by providing robust cost-benefit and risk analysis while giving you a clear picture of risk and returns.
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Investing valuable capital dollars in growth and expansion plans can make or break a business. We want to make sure you are spending your hard-earned money wisely and getting returns that drive long-term success.
It's very important to do proper due diligence and understand the cost-benefit and risks associated with your investment. Download a free discounted cash flow model to calculate NPV, IRR, payback of your investments, and grow your business with confidence.
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A dynamic financial planning and management process will allow you to be nimble and react quickly. Whether it's changing sales and revenue strategy, decreasing operating costs and other expenses, managing labor/staffing, or payroll and other overhead expenses, you can be better prepared to navigate changes, plan for uncertainty, and be well-positioned to achieve your financial objectives.
Don't be blindsided by lack of cash to run your business. Predict and identify cash crunch before it happens. Have clear line of sight on cash inflows versus outflows and be prepared to navigate unexpected expenses with confidence. Be ready and aware on when and how much cash to raise and avoid costly business disruptions.
Profit Spear gives founders and business owners the financial visibility, disciplined planning, and senior-level guidance needed to strengthen cash flow, improve profitability, and scale with greater control.
Get a hands-on CFO partner who understands the numbers, the operating realities behind them, and the decisions shaping your next stage of growth.
No-pressure 30-minute consultation · Flexible engagements · Serving U.S. businesses nationwide
As the business grows, the financial questions become more consequential. Revenue may be rising while cash remains tight. Margins may look healthy while certain customers, channels, or expenses quietly erode profit.
Profit Spear connects accounting, operations, cash flow, and strategy so you can understand what is driving results, anticipate risk, and make important decisions with greater confidence.
Your engagement is tailored to the decisions, systems, and financial capabilities your business needs now—and what it will need next.
Gain a clear line of sight into future cash needs and the operating decisions affecting liquidity.
Identify where economic value is being created and where revenue fails to translate into profit.
Build a realistic financial plan and update it as market conditions and business priorities change.
Focus management on the operating and financial measures that matter most.
Evaluate important choices through a practical financial and strategic lens.
Determine whether an investment is economically sound and how it should be funded.
Fractional CFO support is especially valuable when the business has outgrown basic accounting but is not ready—or does not need—to build a full internal finance department.
Revenue, customers, locations, or headcount are increasing faster than reporting and financial processes can keep up.
The business is profitable on paper, but liquidity remains tight or difficult to forecast.
Management is evaluating pricing, hiring, expansion, financing, or investments without a reliable financial framework.
The owner or CEO is carrying the financial burden without an experienced advisor to challenge assumptions and guide decisions.
Profit Spear combines Fortune 500 finance experience with the responsiveness, flexibility, and hands-on partnership founder-led businesses need.
Strategic CFO guidance is most effective when it is supported by accurate, timely accounting. Profit Spear can work with your current accounting resources or provide an integrated finance team.
Forward-looking financial leadership for management decisions.
Accurate financial records and disciplined month-end processes.
We learn how the business makes money, how financial information is produced, and which decisions matter most.
We strengthen reporting, forecasts, KPIs, and supporting analysis so management can rely on the numbers.
We identify the cash-flow, profitability, operational, and growth issues requiring attention.
We stay involved through recurring meetings, updated analysis, recommendations, and decision support.
Our strongest engagements extend beyond a single report or model. We become part of the management rhythm—helping leadership maintain control while the business grows and changes.
Profit Spear has supported Bunker 27 since 2023 with ongoing financial management, accounting, bookkeeping, and strategic guidance as the premium retailer expands across the United States.
View Client Success Stories →Profit Spear has supported ReNew Developers since 2022 with project finance analysis, capital planning, financial modeling, and strategic advisory for developments ranging from approximately $20 million to more than $100 million.
View Client Success Stories →Let’s discuss where you need more visibility, which decisions require stronger analysis, and how Profit Spear can help you build a more profitable, cash-confident, and scalable business.