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Accounting & Bookkeeping for U.S. Small Businesses

Accurate Books. Clear Financials. More Confidence in Every Decision.

End-to-end accounting and bookkeeping services that keep your records current, your financial statements tax-ready, and your business prepared for smarter decisions.

Get a dedicated accounting team, transparent pricing, and financial reporting you can trust—without having to hire an in-house accounting team.

Month-to-month service · No annual contract · Serving businesses nationwide

Dedicated TeamExperienced accountants and bookkeepers
Fixed PricingPredictable monthly cost and clear scope
Major PlatformsQuickBooks, Xero, Zoho, Sage, Wave, and more
NationwideDedicated and hands-on engagement for U.S. small businesses
End-to-End Bookkeeping

Your Books Should Help You Run the Business—not Create More Work

When records are late, incomplete, or inconsistent, owners lose time, tax preparation becomes harder, and important decisions are made without reliable information.

Profit Spear manages the accounting cycle from transaction classification through reconciliations and financial reporting, giving you a dependable financial foundation every month.

Financial records you can rely on.

  • Bank, credit-card, cash, merchant, and intercompany reconciliations
  • Accurate monthly financial statements and general-ledger reporting
  • Accounts receivable, accounts payable, payroll, and sales-tax accounting
  • Books organized for tax preparation, financing, and management review
Comprehensive Accounting Services

The Accounting Support Your Business Needs—Without the Internal Overhead

Choose a complete monthly bookkeeping solution or tailor the engagement around your systems, transaction volume, and reporting needs.

Monthly Bookkeeping

Maintain accurate, current records and close the books consistently every month.

  • Transaction classification
  • Bank and credit-card reconciliations
  • General-ledger maintenance
  • Month-end close

Financial Statements & Reporting

Receive clear financial reports that support tax preparation and management decisions.

  • Profit and loss statement
  • Balance sheet
  • Cash-flow reporting
  • Customized management reports

AP, AR & Merchant Accounting

Keep receivables, payables, and payment platforms organized and reconciled.

  • AR and AP reporting
  • Stripe/Shopify/Amazon/Merchant reconciliations
  • Intercompany accounting
  • Customer and vendor balances
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Payroll, Sales Tax & Expenses

Ensure payroll, tax, and employee-related activity is recorded accurately.

  • Payroll accounting
  • Sales-tax reporting support
  • Expense claims
  • Cash and tax reconciliations

Inventory & Fixed Assets

Maintain better visibility into inventory, equipment, depreciation, and asset values.

  • Inventory tracking and valuation
  • Fixed-asset schedules
  • Complex journal entries
  • Chart-of-accounts management

Catch-Up & Cleanup Bookkeeping

Bring overdue, inconsistent, or incomplete books back under control.

  • Historical transaction review
  • Missing reconciliation cleanup
  • Account corrections
  • Tax-ready catch-up reporting
Transparent Monthly Pricing

Choose the Service Level That Fits Your Business Today

Plans are customized around transaction volume, complexity, integrations, and reporting requirements. Services start as low as $499 per month.

Essential

Starting at $499/month

For startups and small businesses with straightforward activity.

  • Up to 100 monthly transactions
  • Bank, credit-card, and cash reconciliations
  • Monthly financial statements
  • Reports by the 15th business day
  • Quarterly financial review
Talk to an Expert

Enterprise

Customized pricing

For established companies with higher volume and complexity.

  • Up to 500 monthly transactions
  • Everything in Elite
  • Complex journal entries
  • Inventory and valuation reporting
  • Fixed assets and chart of accounts
  • Weekly financial review
Talk to an Expert
Why Profit Spear Accounting

Professional Accounting Built Around Trust, Accuracy, and Responsiveness

We combine experienced accounting professionals, disciplined processes, and practical financial insight to give small businesses a more dependable finance function.

End-to-EndFrom transaction recording through financial statements
DedicatedA consistent team that learns your business
SecurePassword-protected sharing and confidentiality standards
FlexibleMonth-to-month service with no annual contract
Accounting Technology

We Work With the Systems Your Business Already Uses

Our accounting professionals have hands-on experience with major cloud accounting platforms.

QuickBooks
Xero
Zoho Books
Sage
Wave
FreshBooks
Profit Spear accounting team
Your Dedicated Accounting Team

Experienced Professionals Who Understand Business More Than Just Crunching Numbers

Your team combines bookkeeping execution with accounting knowledge, financial-statement preparation, and experience across multiple industries.

  • A lead accountant supported by experienced bookkeeping professionals
  • Quarterly, monthly, or weekly reviews based on service level
  • Experience with startups, growing companies, and established businesses
  • Industry exposure across real estate, ecommerce, consulting, construction, healthcare, hospitality, media, legal, and nonprofits
Beyond Bookkeeping

Add Fractional CFO Support When You Need More Than Accurate Reports

Clean books create the foundation. Fractional CFO support helps you use those numbers to plan, forecast, improve profitability, and manage the business more effectively.

Optional CFO support can include:

  • Financial planning and budgeting
  • Cash-flow forecasting and analysis
  • Monthly performance reviews
  • Risk, opportunity, and profitability analysis
  • Executive financial recommendations
Frequently Asked Questions

What Business Owners Ask About Outsourced Accounting

What do your accounting and bookkeeping services include?+
Services can include transaction classification, receivable and payable accounting, payroll accounting, bank and credit-card reconciliations, sales-tax support, month-end close, general-ledger maintenance, and monthly financial statements.
What is catch-up bookkeeping?+
Catch-up bookkeeping brings overdue or incomplete records current by reviewing historical transactions, completing reconciliations, correcting classifications, and preparing tax-ready reports.
How much do your services cost?+
Basic monthly services start as low as $499. Final pricing depends on transaction volume, number of accounts, payment platforms, inventory, payroll, reporting requirements, and complexity.
Can you work with our existing software?+
Yes. Profit Spear has experience with QuickBooks, Xero, Zoho Books, Sage, Wave, FreshBooks, and connected payment platforms.
Is there a minimum contract period?+
No annual contract is required. Services are offered on a month-to-month basis.
How often do I get to speak with my accounting team?+
You will have access to you accounting team via email so you can get answers to your questions and have your needs taken care of at short notice. But you can also have weekly or monthly phone calls/zoom meetings depending on the service level you sign up for.
What does my accounting team look like?+
Your assigned accounting team will not only be experienced and qualified but also come with extensive industry experience working with a diverse clientele ranging from real estate, e-commerce, food & hospitality and non-profits. Our professionals have hands-on experience and are certified with all major accounting software such as QuickBooks, Xero, ZohoBooks, WaveAccounting, and Sage.
Start With a Free Books Review

Get Your Books Current, Tax-Ready, and Working for Your Business

Tell us about your accounting setup, transaction volume, and current challenges. We will help identify the right service level and the most practical next step.